-
Opt
to pay a higher excess in the event of an insurance claim.
-
If
you have recently passed your driving test, investigate whether
it would be cost-effective to complete the Pass Plus training
programme to qualify for car insurance discounts.
-
Investigate
buying car insurance online as some companies offer a worthwhile
discount for policies purchased in this way.
-
If
your vehicle is not fitted with an approved immobiliser, compare
car insurance quotes with and without one fitted. It may be cost-effective
to have one installed.
-
Limit
the number of miles you drive each year, and tell insurance companies
your typical annual mileage when getting quotes.
-
Use
an insurance broker if you can't spare the time to 'phone or shop
around to get quotations yourself. Alternatively, consider using
an online service such as moneysupermarket.com to automatically
compare motor insurance quotes from more than 60 providers.
-
If
you are a student, include End sleigh in the list of insurance
companies that you contact for car insurance quotations.
-
Restrict
the drivers on your car insurance policy. In particular, minimize
the number of young drivers under twenty-five.
-
Drive
a cheap car with a small engine.
-
Start
building and protecting a 'no claims' bonus as soon as possible.
In the long run, this will have a significant impact on your ability
to get cheap car insurance.
-
Don't
modify or customize your car.
-
If
your car was very cheap, it may be cost-effective to have third-party,
fire and theft insurance instead of fully comprehensive cover.
Compare quotes.
-
Park
your car in a locked garage or other, secure, off-street location
overnight.
-
If
you belong to a trade union or professional society check whether
it has negotiated cheap car insurance policies for its members.
If it has, include the associated insurer in the list of companies
from whom you seek quotes.
